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Privacy Policy

Last updated: January 2026

Plain-language summary: We only collect what we need to run BankBuddy, and you can delete your data anytime.

Summary

  • We collect account info, uploaded statement data, and basic usage analytics.
  • We use data to provide insights, detect subscriptions, and improve the product.
  • Data is encrypted in transit and at rest; you can delete statements anytime.
  • We do not sell your data or share it without your consent.

1. Information We Collect

When you use BankBuddy, we collect the following information:

  • Account Information: Your name, email address, and profile picture when you sign in with Google.
  • Bank Statement Data: Transaction data extracted from PDF bank statements you upload, including dates, descriptions, amounts, and categories.
  • Usage Data: Information about how you interact with our service to improve your experience.

2. How We Use Your Information

We use your information to:

  • Provide spending insights, analytics, and visualizations
  • Detect recurring transactions and subscriptions
  • Send you notifications about your account and spending patterns
  • Improve and develop new features

3. Data Storage & Security

Your data is stored securely using Convex, a secure cloud database platform. We implement industry-standard security measures to protect your personal and financial information.

  • All data is encrypted in transit and at rest
  • We never store your bank login credentials
  • PDF files are processed and can be deleted after extraction

4. Data Sharing

We do not sell, rent, or share your personal or financial data with third parties, except:

  • With your explicit consent
  • To comply with legal obligations
  • With service providers who help us operate BankBuddy (under strict confidentiality agreements)

5. Your Rights

You have the right to:

  • Access your personal data
  • Delete your account and all associated data
  • Export your transaction data
  • Opt out of non-essential communications

6. Cookies & Analytics

We use Vercel Analytics and Speed Insights to understand how users interact with BankBuddy. These tools collect anonymous usage data to help us improve performance and user experience.

7. Contact Us

If you have questions about this Privacy Policy or your data, please contact us at hello@bankbuddy.app .

8. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any significant changes by email or through the app.